A professional musician, having a fully-equipped and modernized studio is perhaps a great achievement!
Tess was on cloud nine when she got an opportunity to set up her own music studio – She has put all her savings and energy. But then one day, she woke up to the find her studio in flames. It was extremely devastating – It ruined her mental and financial health. This would probably be averted if she had got herself an insurance policy that provides complete Studio Coverage.
Tess was on cloud nine when she got an opportunity to set up her own music studio – She has put all her savings and energy. But then one day, she woke up to the find her studio in flames. It was extremely devastating – It ruined her mental and financial health. This would probably be averted if she had got herself an insurance policy that provides complete Studio Coverage.
Yes! Tessy's problem would be mitigated a little or at least she would have dealt with the immense financial loss had she had taken out an insurance policy.
Just like Tess, there are a huge number of musicians for whom musician insurance is not very important. In fact, as far as insurance policies are concerned, most of them either "under-estimate" such policies or they are (over) confident that nothing bad would happen. For them the question always pops up – Do I really need insurance?
Well, insurance coverage is not only for those people who risk their lives, but for anyone who just doesn't want to end up in an economic mess.
Therefore, it is always wise to have Musician coverage – It acts like padding – It lessens the ill-effects of the accidents that cause immense damage to the studio and the property within.
Financial recovery becomes the biggest concern like In the case of Tess, whose studio ended up in ashes. She had put all their savings in buying the place, the instrument and all modern amplifiers, equalizers and what not! For once, she would think to start afresh, but then what about the capital.
An insurance policy provides "financial assistance". Here, she can easily start afresh with the "monetary help" from her insurance company. The policies provide a protective cover, which bears all your monetary liabilities in wake of any unfortunate incidents. As with Tess, she would got at least some part of the initial capital back, if she would have taken out a Studio coverage policy on time.
The bottom line of narrating this incident is just that it is always better to be prepared then being sorry! Being an optimist is one thing and being careless is other. Getting yourself insured will not just help you to come out of the whole financial mess, but even makes it possible to again build up the entire thing.
Lest you believe that Studio Coverage is not only for the "Studio Building"; it covers everything! Right from the structure to the musical instruments, expensive gadgets for sound mixing and other property, you need not have to worry. The insurance plans are just as necessary as anything to ensure that you are at minimum risk of losing everything.
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