Friday, August 1, 2014

Life Insurance Policy Of HDFC

 HDFC Life Click 2 Protect Pl

Online term plan offered by HDFC Life. Family of the beneficiary gets lump sum in case of unfortunate untimely demise of the insured person. Advantage for the insured and his or her family is that the plan offers coverage up to a huge amount of Rs.10 crore but the premium is much lower and within the affordability limits of average earners. People who do not smoke or consume alcohol can get even better premium offers from them. This means that the people with healthier lifestyle will get better offers from the company in t

HDFC Life Health Assured Plans

One of the unique features of this plan offered by HDFC is that there is no change in the premium to be paid for at least three years even if the beneficiary makes health claims within that period. Another major benefit is that the applicability of the plan is lifetime and renewal is automatic for which the beneficiary does not have to give any fresh medical declarations. The policy remains as it is without any alteration at each of the renewals. What makes the plan most desirable is that the multiplier benefits attached to the plan as the cover will increase by 50% every year when there is no claim in between. The cover will double in just two years time.

HDFC Life Super plus Plan

This plan offered by HDFC Life is basically a pension plan that is unit linked. Basic objective of the plan is to build up the corpus during the term period of the policy. This will give post retirement security to the beneficiary financially and a fixed income for the rest of his or her life. If the policy term is for 15/20 years there could be additional premium allocations for the beneficiary. The beneficiary is entitled to nominate his or her loved ones to get the benefits after he or she is no more there.

HDFC SL ProGrowth Super II Plans

This one is also one of the unit linked insurance plans offered by HDFC and the basic objective of this plan is to provide adequate protection to the family of the beneficiary when he or she won't be around. It gives the beneficiary 8 plan options from which he or she can choose the most desired one. Benefits are also available for various exigencies like critical illness, accidental death as well as permanent disabilities.

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